Understand all of your borrowing options. If you have any questions, don’t hesitate to contact us.
Depending on your level of need, you can apply for a Federal Unsubsidized Loan, a Federal Grad PLUS loan, or a combination of private and alternative loans.
Before accepting any loan, make sure you have a clear understanding of the interest and fees you’ll pay on it as well as your repayment plan options.
Financial Aid History
Students who are in default on a federal loan, on overpayment status, or who have exceeded annual or aggregate loan limits are not eligible for further financial aid.
Access your federal aid history by logging in to the National Student Loan Data System (NSLDS) using your FSA ID.
Calculating Your Student Loans
Our Student Loan Calculator can help you determine how much money you’ll need to borrow.
Private Alternative Loans
Alternative or Private Loans are designed to supplement federal, state, and institutional financial aid. Borrowers must be creditworthy and may require a co-signer. The loan programs may vary widely and should only be considered after your eligibility for all other types of aid are exhausted.
We believe the information presented on this site is unbiased, thorough, and clearly presented but you may choose any participating program or lender you wish. Please note that neither Touro University nor any of its employees have received benefits of any kind in exchange for providing this list of lenders on the website.
ELM Select is a tool that may aid you in selecting a private educational loan.
The ELM Select website allows you to compare private loan terms and rates side-by-side. The site will give you an overview of loan options before requesting an application and credit check. The application and credit check will occur once you select the loan of your choice.
Borrowers have the right and ability to select the education loan provider of their choice and are not required to use any of the suggested lenders. You can find additional private loan information and suggestions from US News and World Report.
Non-matriculated and international students should use ELM Select to apply for private loans.
Collective Bargaining with Juno
Juno organizes large groups of students to negotiate better loan terms and lower interest rates with lenders. Borrowers complete a brief questionnaire with no impact on their credit score. More students signing up generates more negotiation power.
The winning lender (or lenders) agree to provide Juno members with lower cost options, including exclusive discounts or cash back on standard rates. These terms are often significantly more competitive than what students could secure on their own and there is no obligation to accept the loan offered. The listing through Juno represents lenders who have negotiated better terms for their members and is not inclusive of all private loan lenders available to students.
Juno also provides free 1:1 guidance to thousands of borrowers each year, helping them compare options with confidence.
Visit the Juno website or schedule time with a Juno advisor.
Touro University does not sponsor Juno, and students have no obligation to utilize their services. Touro is providing access to these services strictly as an independent resource for students to evaluate all options in their ability to obtain loans to fund their education. The links provided are solely provided as a courtesy; Touro University does not endorse any lender included and cannot recommend specific lenders. Borrowers may select the lender of their choice.
School Code
The designated school code for all campuses is 010142.
